This guide is designed to provide homeowners like you with essential information on protecting two critical components of their home's infrastructure: the water line and sewer line.

This guide is designed to provide homeowners like you with essential information on protecting two critical components of their home's infrastructure: the water line and sewer line. These service lines are vital for ensuring the delivery of clean water into the home and the proper disposal of wastewater. Our warranty aims to safeguard homeowners from unexpected repair costs associated with these essential service lines, offering peace of mind and financial security. Throughout this guide, you will find detailed coverage information, benefits of enrollment, how the program works, and practical tips for choosing the right protection plan for your home. Whether you're a new homeowner or looking to enhance your existing coverage, this guide will help you navigate the complexities of safeguarding your water and sewer lines effectively.
What is the Water Line and Sewer Line Protection Program?
The Water Line and Sewer Line Protection Program is a comprehensive coverage plan designed to protect homeowners from the unexpected and often significant costs associated with repairing or replacing their home's exterior water and sewer service lines. These lines play a crucial role in maintaining a safe and comfortable living environment by ensuring the delivery of fresh water to your home and the efficient removal of wastewater.
Importance of Water and Sewer Service Lines
Is “water and sewer line insurance” the same as a “water and sewer line warranty?”
Water line and sewer line insurance through your homeowners insurance policy is not the same as a water line and sewer line warranty. While both offer protection against the costs associated with water and sewer line repairs, there are key differences in coverage and the claims process. Insurance, typically part of a homeowner's policy or an add-on, may cover a broader range of issues, including damage due to natural disasters and accidents, and generally involves a thorough claim investigation process and may have higher premiums and deductibles. In contrast, a home warranty tailored to water and sewer lines generally covers only repairs or replacements due to normal wear and tear, corrosion, blockages, and root intrusion, with a typically more straightforward claim process handled directly by the warranty provider. Warranties are regulated as service contracts, while insurance (and some warranties) are subject to state insurance department regulations. The cost structure also differs, with insurance involving premiums and deductibles, and warranties typically having a lower monthly or annual fee without deductibles. Choosing between them depends on whether you need comprehensive protection, including rare events, which insurance provides, or predictable cost coverage for routine maintenance and common issues, which a warranty offers. Understanding these distinctions helps homeowners make informed decisions about protecting their water and sewer lines.
Who needs a water line and sewer line warranty?
Homeowners who are responsible for the maintenance and repair of their water and sewer lines should strongly consider a water line and sewer line warranty. These lines are critical for delivering fresh water to your home and removing wastewater efficiently. However, they can be costly to repair if they break or become damaged or impassable due to factors like normal wear and tear, corrosion, blockages, collapse, or root intrusion.
Many homeowners mistakenly believe that their standard homeowners' insurance policy will cover any water or sewer line problems. In reality, most homeowners' insurance policies do not cover these issues, and water utility companies typically do not take responsibility for damages or repairs on private property. Their responsibility usually ends at the property line or the street.
If you are a homeowner who relies on these essential services and wants to avoid the unexpected financial burden of repair costs, a water line and sewer line warranty can provide peace of mind and protect your budget. This type of warranty ensures that, in the event of a problem, professional repair services are available without the hassle of out-of-pocket expenses, helping you maintain a safe and comfortable living environment.
What does a water line and sewer line warranty cover?
A water line and sewer line warranty offers comprehensive coverage for homeowners, safeguarding against the high costs associated with repairing or, if plan terms call for it, replacing their home's external water and sewer service lines. This includes:
Water line protection
Sewer line protection
Homeowners benefit from this home warranty coverage by avoiding unexpected financial burdens and ensuring prompt professional services when issues arise with their water or sewer lines. Reviewing the specific terms and conditions of the warranty is crucial to understand coverage limits, exclusions, and any additional benefits provided, offering peace of mind against disruptions to essential home utilities.
3 common water service line and sewer service line issues:
Water service lines
Sewer service lines
These issues highlight the importance of regular inspection, maintenance, and timely repairs to ensure the reliability and longevity of both water service lines and sewer service lines in residential properties.
What are the top warning signs that your water line or sewer line may be damaged?
Recognizing warning signs of potential damage to your water line or sewer/septic line is crucial for preventing extensive repairs and maintaining the integrity of your home's plumbing system. Here are the top warning signs to watch for:
Water lines:
Sewer lines:
These warning signs should prompt homeowners to take immediate action by contacting a licensed plumber for inspection and necessary repairs. Early detection and intervention can prevent costly damage and disruptions to your home's plumbing system.
How does the Water Line and Sewer Line Protection Program work?
How much does a water line and sewer line combo service line warranty usually cost?
The cost of a water line and sewer line combo warranty varies depending on the coverage level and the provider. Factors such as the age and condition of your home’s plumbing, the location, and the specific features of the warranty plan can influence the price. Some plans may also offer discounts or bundled pricing if you opt for additional coverage or multiple services. It’s advisable to compare different plans and providers to find one that best fits your needs and budget.
How much can a water line and sewer line combo warranty save you?
Having a warranty could potentially mitigate repair costs. For example, repairing a damaged water or sewer line without coverage could be quite costly, depending on the extent of the damage and labor involved. With a warranty in place, homeowners typically pay a much lower deductible or none at all, depending on the plan, which covers the majority of repair expenses. This not only saves money but also provides peace of mind by ensuring that unexpected and potentially costly repairs are handled swiftly and efficiently.
What is NOT included in a water line and sewer line combo warranty?
With a water line and sewer line combo warranty, certain items and situations typically are not covered. These exclusions often include:
How do I choose a water line sewer line combo warranty company and plan?
Choosing a water line and sewer line combo warranty company and plan requires careful consideration of several factors to ensure you get the right coverage for your needs. Here are some steps to guide you in selecting the best warranty:
By following these steps and conducting thorough research, you can make an informed decision when choosing a water line and sewer line combo warranty company and utility line plan that best meets your single-family home or multi-property protection needs.
Who can I talk to if I have more questions about water line and sewer line warranties?
American Water Resources offers water line and sewer line coverage, along with plans for water heater repair/replacement, natural gas line protection, and a variety of other warranty programs. We have been protecting homeowners since 2000. If you have questions about our service line warranties and the programs offered by American Water Resources, call 855-800-5195 or visit AWRUSA.com.